Terms of Use

STOIK Software Ltd. ("STOIK") makes this Web Site, including all information, graphics, documents, text, products and all other elements of the Site and all products offered on this Site and services operated through the Site, available for your use subject to the terms and conditions set forth in this document ("Terms of Use"). By accessing and using this Web Site, use of any STOIK Services, downloading any Products, or browsing the Web Site, you agree to be bound by the following Terms of Use and all terms and conditions contained and/or referenced herein or any additional terms and conditions set forth on this Web Site and all such terms shall be deemed accepted by you. If you do NOT agree to all these Terms of Use, you should NOT use this Web Site. If you do not agree to any additional specific terms which apply to particular Content (as defined below) or to particular transactions concluded through this Web Site, then you should NOT use the part of the Web Site which contains such Content or through which such transactions may be concluded and you should not use such Content or conclude such transactions.
These Terms of Use may be amended by STOIK at any time. Such amended Terms of Use shall be effective upon posting on this Web Site. Please check the Terms of Use published on this Web Site regularly to ensure that you are aware of all terms governing your use of this Web Site. Also, specific terms and conditions may apply to specific content, products, materials, services or information contained on or available through this Web Site (the "Content") or transactions concluded through this Web Site. Such specific terms may be in addition to these Terms of Use or, where inconsistent with these Terms of Use, only to the extent the content or intent of such specific terms is inconsistent with these Terms of Use, such specific terms will supersede these Terms of Use.
STOIK reserves the right to make changes or updates with respect to or in the Content of the Web Site or the format thereof at any time without notice. STOIK reserves the right to terminate or restrict access to the Web Site for any reason whatsoever at its sole discretion.
All references to "us," "our" and "STOIK" in this Agreement are intended to refer to STOIK Software Ltd. and its affiliate entities. All references to "you," "your" and "user" in this agreement are intended to refer to the user of this Site.

Usage of This Site

You agree not to use this Site for any illegal purpose and to adhere to these Terms. When using this Site, you shall be subject to any guidelines, rules, or licenses found on this Site. Such guidelines, rules, or licenses may contain terms and conditions in addition to those in these Terms.

Warranties and disclaimers

Although care has been taken to ensure the accuracy of the information on this Web Site, STOIK assumes no responsibility therefor. ALL CONTENT IS PROVIDED "AS IS" AND "AS AVAILABLE." STOIK HEREBY EXPRESSLY DISCLAIMS ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, NON-INFRINGEMENT, OR AS TO THE OPERATION OF THIS WEB SITE OR THE CONTENT. STOIK DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS AS TO THE SECURITY OF THIS WEB SITE. YOU ACKNOWLEDGE ANY INFORMATION SENT MAY BE INTERCEPTED IN TRANSMISSION OR OTHERWISE. STOIK DOES NOT WARRANT THAT THE WEB SITE OR THE SERVERS WHICH MAKE THIS WEB SITE AVAILABLE OR ELECTRONIC COMMUNICATIONS SENT BY STOIK ARE FREE FROM VIRUSES OR ANY OTHER HARMFUL ELEMENTS.
The use of the services or the downloading or other use of any products through the site is done at your own discretion and risk and with your agreement that you will be solely responsible for any damage to your computer system, loss of data, or other harm that results from such activities. STOIK assumes no liability for any computer virus or other similar software code that is downloaded to your computer from the Web Site or in connection with any services or products offered through the Web Site. No advice or information whether oral or written, obtained by you from STOIK or from the Web Site shall create any warranty not expressly stated in the Terms of Use.
The Web Site may contain references to specific STOIK products and services that may not be (readily) available in a particular country. Any such reference does not imply or warrant that any such products or services shall be available at any time in any particular country.
IN NO EVENT SHALL STOIK OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, PUNITIVE, SPECIAL OR INCIDENTAL DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS, CONTRACT, REVENUE, DATA, INFORMATION OR BUSINESS INTERRUPTION), UNDER ANY THEORY OF LIABILITY, RESULTING FROM, ARISING OUT OF OR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE THIS WEB SITE OR THE CONTENT, PRODUCTS, SERVICES, THE STATEMENTS OR ACTIONS OF ANY THIRD PARTY ON OR THROUGH THIS SITEM ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSION OR DATA, ANY INFORMATION THAT IS SENT OR RECEVIED, OR NOT SENT OR RECEIVED, ANY FAILURE TO STORE DATA, ANY LOSS OF DATA, LOSS OR DAMAGE TO FILES, LOSS OR DAMAGE TO THE CONTENT, ANY SERVICES AVAILABLE THROUGH THE SITE THAT ARE DELAYED OR INTERRUPTED, EVEN IF STOIK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ANY ACTION BROUGHT AGAINST STOIK PERTAINING TO OR IN CONNECTION WITH THIS WEB SITE MUST BE COMMENCED AND NOTIFIED TO STOIK IN WRITING WITHIN ONE (1) YEAR AFTER THE DATE THE CAUSE FOR ACTION AROSE.
Some jurisdictions do not allow the exclusion of implied warranties or limitations, so the above limitations may not apply to you.

Privacy

The STOIK Privacy Policy explains how your information is collected and used and the choices you have with that information. You consent to STOIK using your registration information and other information collected on this Site under the terms of the STOIK Privacy Policy.

Links to other sites

This Web Site may provide links to other web sites that are not under the control of STOIK. STOIK shall not be responsible in any way for the content of such other web sites. STOIK provides such links only as a convenience to the user of this Web Site, and the inclusion of any link to any such web sites does not imply endorsement by STOIK of the content of such web sites.

Intellectual Property

Copyright, trademark and all other proprietary rights in the Content (including but not limited to software, services, audio, video, text and photographs) rests with STOIK Software Ltd. or its licensors. All rights in the Content not expressly granted herein are reserved. You agree not to copy, republish, frame, download, transmit, modify, rent, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based on the Site, its Products or its Services except as expressly authorized herein. Except as otherwise provided, the Content published on this Web Site may be reproduced or distributed in unmodified form for personal non-commercial use only. Any other use of the Content, including without limitation distribution, reproduction, modification, display or transmission without the prior written consent of STOIK is strictly prohibited. All copyright and other proprietary notices shall be retained on all reproductions.
This web site may contain trademarks, service marks, trade names and logos of third parties. STOIK uses them solely to describe the functionality of its products and provide accurate information about the use of the products. STOIK hereby disclaims any rights to trademarks, service marks, trade names, logos, copyright, patents, domain names or other intellectual property interests of third parties. All intellectual property interests of third parties listed above are the properties of their respective owners. STOIK disclaims any proprietary interests in the intellectual property rights other than their own.

Software

Software made available for downloading from or through this Web Site is licensed subject to the terms of the applicable end user license agreement. Both the Software and any accompanying documentation made available through this Web Site is the copyrighted work of STOIK. Except as set forth in the applicable end user license agreement, the software is made available for use by end users only and any further copying, reproduction or redistribution of the software is expressly prohibited. You must agree to the terms of the applicable end user license agreement to download or order Products or Services from this Web Site.
You may not use, copy, republish, frame, emulate, clone, download, transmit, rent, lease, loan, sell, assign, modify, distribute, license, sublicense, decompile, disassemble, create a derivative work otherwise reverse engineer, or transfer the licensed program, or any subset of the Web Site, its Products or Services, except as expressly authorized herein or in the applicable end user license agreement. Any such unauthorized use shall result in immediate and automatic termination of this license and may result in criminal and/or civil prosecution.
WARRANTIES, IF ANY, WITH RESPECT TO SUCH SOFTWARE SHALL ONLY APPLY AS EXPRESSLY SET FORTH IN THE APPLICABLE END USER LICENSE AGREEMENT. STOIK HEREBY EXPRESSLY DISCLAIMS ALL FURTHER REPRESENTATIONS AND WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE OR NON-INFRINGEMENT WITH RESPECT TO THE SOFTWARE.
Without limiting the foregoing, STOIK makes no warranty that: the services and products will meet your requirements; the services and products will be uninterrupted, timely, secure, or error-free; the results that may be obtained from the use of the services or materials will be effective, accurate, or reliable; the quality of any services or products purchased or accessible by you through the site will meet your expectations; any errors in the software obtained from or used through the site, or any defects in the site, its services or products, will be corrected.

Usage by Children

This Site is not intended for or directed to persons under the age of 13. STOIK does not sell software products for purchase by children. We require that use of this Site and all purchases made through it be by individuals who are 13 years of age or older.
EACH TIME YOU PURCHASE A PRODUCT, REGISTER WITH THIS SITE OR OTHERWISE PROVIDE INFORMATION TO STOIK, YOU ARE REPRESENTING TO STOIK THAT YOU ARE 13 YEARS OF AGE OR OLDER.

Blogs, Forum and Guestbook

Any blogs, forums or guestbooks (hereinafter Guestbook) is available on this Web Site for public comment by customers and visitors alike. Any notes, postings, ideas, suggestions, concepts, or other material submitted through this feature will become the property of STOIK and STOIK shall be entitled to use such material for any type of use forever, including in any media whether now known or hereafter devised.
Information that you provide while making entries in the Guestbook is available for all to see. Discretion should be used in entering personally identifiable information within such forums, as it may be collected by third parties. Use of personally identifiable information contained in the Guestbook, and your options regarding our use of this information, is contained in STOIK's Privacy Policy.
STOIK reserves the right to delete any message submitted to the Guestbook, at its sole discretion, at any time and for any reason, including, but not limited to material which in STOIK's opinion:
(A) may constitute libel, defamation, invasion of privacy, or is obscene, pornographic, abusive, or threatening;
(B) may infringe any intellectual property or other right of any entity or person;
(C) may violate any applicable law or advocates illegal activity;
(D) advertises or otherwise solicits funds or is a solicitation for goods, services, advertisers or sponsors or otherwise engages in commercial activity;
(E) disrupts the normal flow of dialogue or otherwise act in a way which affects the ability of other people to engage in real time activities via STOIK's Sites;
(F) includes programs which may contain viruses, worms, trojan horses or other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunication;
(G) includes MP3 format files;
(H) violates any policy or regulation established from time to time regarding use of STOIK Sites or any networks connected to STOIK Sites; or
(I) contains links to other sites that contain the kind of content which falls within the descriptions set out in (A) to (H) above.

Passwords

You agree not to use another user's password or share your password with others. You are responsible for maintaining the confidentiality of your password and account and are fully responsible for all activities that occur under such password or account. You agree to (a) immediately notify STOIK of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. STOIK cannot and will not be liable for any loss or damage arising from your failure to comply with these provisions.

Linking to the Web Site

Linking to the Web Site is permitted provided that you comply with the following rules. You may link to the home page of the Web Site or to any other page of the Web Site. However you are not allowed to use in-line linking or framing. You must not imply that STOIK endorses or sponsors the linker or its site, products or services. You must not use our intellectual property including but not limited to trademarks, trade name, and copyright without advance written permission from STOIK. Furthermore, you agree to remove the link at any time upon our request.

User content

Any personal information you submit to STOIK shall be subject the terms of the STOIK Privacy Policy. STOIK shall have a non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display throughout the world any images you submit to STOIK on this Site.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL STOIK, AFFILIATES, DIRECTORS, EMPLOYEES, DISTRIBUTORS, SUPPLIERS, AGENTS OR RESELLERS (COLLECTIVELY, THE "STOIK GROUP") BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SITE AND ITS CONTENT. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF STOIK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE STOIK GROUP'S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. ADDITIONALLY, UNDER NO CIRCUMSTANCES SHALL THE STOIK GROUP BE HELD RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE CAUSED OR ALLEGED TO HAVE BEEN CAUSED TO YOU IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY CONTENT, GOODS OR SERVICES AVAILABLE ON OR THROUGH ANY EXTERNAL SITES LINKED FROM THE SITE.

Indemnification

You agree to indemnify, hold harmless and defend STOIK, its officers, directors, employees, agents, successors, subsidiaries, sublicensees and assigns from and against any and all claims, damages, losses, costs and liabilities (including reasonable attorneys' fees and court costs) arising out of or related to any breach of this agreement by you or anyone acting under your direction, authority or control, including without limitation the en-usation, distribution, exhibit or other use of the content posted by you or by anyone using your password.

International use

Information published on this Site may refer to products, programs or services that are not available in your country.
This Site is controlled, operated, and administered by STOIK from its offices within the Russian Federation. STOIK makes no representation that this Site, or the Services, products or content available through it, are appropriate or available for use at other locations outside the Russian Federation, and access to this Site from territories where the Site or any of its Services, products or content are illegal is prohibited. If you access this Site from a location outside the Russian Federation, you are responsible for compliance with all local laws where you reside.

Return Policy - General

STOIK offers a 30-day (after purchase date) money-back guarantee. During this period buyers are entitled to receive a full refund (excluding any third-party charges, like shipping, CD delivery or software hosting services, etc) for any product purchased directly from STOIK.

Products purchased through an authorized reseller are subject to the return policy of that reseller. Please contact the reseller directly for details on their return policy.

Termination

STOIK reserves the right, in its sole discretion, to terminate your access to all or part of this Site, with or without notice.

Applicable Law

These Terms of Use and any disputed relating hereto shall be governed by and construed in accordance with the laws of the Russian Federation without regard to its principles of conflict of laws. You agree to the exclusive jurisdiction of the courts of the Russian Federation for any claim or cause of action arising out of, or relating to or in connection with these Terms of Use or this Web Site, provided that such exclusivity does not apply to legal actions initiated or brought by STOIK.
STOIK does not bear any responsibility nor assumes any risks if by any reason a product or a service made available on this Web Site breaches national law of any state. Those who access this Site do so on their own initiative and are responsible for compliance with their national laws.